英文名称：Credit Card 中文名称：信用卡金融机构发行的一种金融卡，持卡人拥有在发卡机构为其设置的信用额度内先消费后还款的权利。持卡人的信用额度由发卡机构根据其信用评级（credit rating）在发卡时预先设定。消费欠款需要在规定的一段时间内偿还，超出期限需要支付利息。eb1619e81e59668d2db8098284f6daa5e.g. The company said the outlook has weakened \"significantly\" since the latest projections in January, with the impact of the housing crisis spilling over to other areas such as credit card payments even if cardholders are in a category called \"superprime.\"